Digital finance studies and analyses

09/01/2025

• Business

2024, a record year for stablecoins, which reach a capitalization of $206 Billion (+55%)‍

In addition to rapidly growing usage, the quantity of stablecoins in circulation also grew rapidly in 2024, with a total of $203 billion at December 31, 2024, up from $131 billion a year earlier. What are the biggest stablecoins? The top rankings have changed little, with each stablecoin experiencing significant growth in mass in circulation, […]

08/11/2024

• Business

According to the latest Chainalysis study, stablecoins are more essential than ever in Europe

The crypto-currency economy in Central, Northern and Western Europe (CNWE) has become the second largest in the world, just behind North America. Between July 2023 and June 2024, the region received $987.25 billion, representing 21.7% of global transaction volume. Regional growth Most CNWE countries saw an increase in activity, with average annual growth of 44%. […]

22/10/2024

• Business

Stablecoins are booming: $8500 billion exchanged in Q2 2024 alone!

After a first benchmark report published in 2022, the digital assets arm of a16z* has just shared its second report, which highlights the important place stablecoins are taking globally. The report is exciting as it shares a wealth of information on transaction volumes, how the blockchain infrastructure has grown, “builder energy”, dashboards integrating thousands of […]

25/09/2024

• Business

The Compte eco democratizes by making its 7.20% investment offer based on stablecoins accessible to everyone

Paris, September 25, 2024: Paris-based fintech Tech For Change has decided to refocus its business on stablecoin-based investments. Hitherto reserved for a confidential clientele, the eco Account – offering a 7.20% return with no commitment – is now open to all. With 300 customers already and monthly growth of 10%, Tech For Change is democratizing […]

18/07/2024

• Business

New European MiCA regulations on stablecoins come into force

In June 2023, the European Union reached an important milestone in crypto-currency regulation with the adoption of the Regulation on Crypto-Asset Markets, known as MiCA (Markets in Crypto-Assets). This ambitious regulatory framework aims to provide legal clarity and enhanced investor protection in a rapidly expanding sector. One of the central components of MiCA concerns stablecoins, […]

13/05/2024

• Business

PYUSD, PayPal’s stablecoin, joins the eco Account

PYUSD has just been added to the eco Account. This means that from now on, when you make an investment there, part of your portfolio will be made up of PYUSD placed in liquidity pools. In this article, we explore in detail what PYUSD stablecoin is, how it works, its benefits and future developments. A […]

04/04/2024

• Business

BlackRock launches a dollar stablecoin based on real assets

On March 20, 2024, BlackRock announced the launch of its $1 yield-bearing stablecoin. Named BUIDL for “BlackRock USD Institutional Digital Liquidity“, it allows investors to acquire a share in a fund made up mainly of US Treasury bonds. An event that underlines the growing importance of stablecoins in finance. Leading player in finance and cryptocurrencies […]

23/03/2024

• Business

Understanding stablecoins: a guide for novices

(published on 25/03/2024 and updated on 11/06/2025) 80% of people still don’t know what a stablecoin is. Yet stablecoins are a revolution that is transforming global finance and the payments industry. Here’s a quick guide to get you started. 🎓 What is a stablecoin A stablecoin is a kind of cryptocurrency – we prefer the […]

12/03/2024

• Business

Optimize the investment of your company’s cash: the good idea of stablecoins euros and dollars

Well-managed cash flow can help maximize returns and ensure a company’s long-term financial stability. But when you talk to your banks, you’re often disappointed by the returns they offer. Particularly when it comes to short-term cash investments. Currently, French banks offer a 3%/year return on a term account with guaranteed funds. Whereas these same banks […]

15/02/2024

• Business

Focus on Société Générale’s euro stablecoin: EurCV

More and more major financial institutions are launching their own stablecoin. This is the case of the Société Générale Group, via its subsidiary SG Forge, which operates a euro-based stablecoin called euro CoinVertible or EurCV. SoGé’s stablecoin is designed to facilitate financial transactions and develop new services thanks to the associated traceability. EurCV stablecoin description […]

22/12/2023

• Business

How can I benefit from stablecoin returns?

Currently, Livret A, LDDS and other term accounts yield around 3%/year. Thanks to stablecoin interest rates, particularly on the Euro and Dollar, you can look forward to attractive yields paid daily, which can exceed 10%/year (between 4%/year and 15%/year depending on the day). To take advantage of this, whether you’re a company or an individual, […]